Allstate

The Motorcycle Insurance Guide

Overall Personalized Rating: 4.7/5 (Excellent)

Overall Personalized Rating: 4.7/5 (Excellent)

Summary

Allstate is one of the oldest auto insurance companies in the US, having been launched in 1931. While Allstate was a brand of tire originally, it eventually became a mail order auto insurance brand. With extensive offerings in several insurance spheres, including home, auto, and motorcycle, Allstate is now a household name.

Key Benefits

  • Large, respected, and financially stable company
  • Wide range of insurance products to cover your insurance, e.g., motorcycle, auto, homeowners, etc.
  • Large network of insurance agents that offer personalized service
  • Agent access can be particularly helpful for service issues, e.g., filing a claim

Ratings Summary

Ratings Highlights

Overall Rating
Allstate is a great choice for consumers looking for a higher level of service or those looking to bundle motorcycle insurance with auto and home. Allstate has an extensive array of products on offer, making it a one-stop shop for many when it comes to insurance.
Pricing
Based on our research, Allstate offers relatively average pricing -- it is rarely the cheapest option, but it can offer better coverage. If you are looking for a more personalized service and tailored coverage, Allstate might be one to look into.
Handling Claims
Allstate gets fair marks on service, particularly for customers to choose to purchase insurance through an agent.
Young Riders
Our insurance agent respondents do not rank Allstate highly for young riders. Their pricing can be prohibitive for this group.
Bundling Auto with Other Insurance Types
Allstate ranks at the top when it comes to bundling insurance products; motorcycle, auto, and home insurance are all products that customers can bundle.
Riders with Tickets/Accidents
For riders with accidents or incidents, Allstate is one carrier to prioritize getting a quote from. Our pricing research, somewhat surprisingly, found that Allstate frequently offers more competitive rates for riders who don't have the best driving record.

Company Background

Allstate has offered insurance since 1931. It has expanded greatly over the years, in part through major avquisitions, such as their purchase of Esurance in 2011. Allstate is headquartered just north of Chicago, Illinois and is one of the largest insurance companies in the United States.

The Motorcycle Insurance Guide's Reviews Methodology

The Motorcycle Insurance Guide uses a proprietary algorithm to evaluate the motorcycle insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of the rider, bundling, and rider type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the rider. The data comes from research The Motorcycle Insurance Guide conducts as an invite-only annual survey and from interviews with motorcycle insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Motorcycle Insurance Guide's 2025 reviews by third parties without the express written consent of The Motorcycle Insurance Guide is strictly prohibited.