Allstate

The Motorcycle Insurance Guide

Overall Personalized Rating: 4.7/5 (Excellent)

Overall Personalized Rating: 4.7/5 (Excellent)

Summary

Allstate is one of the oldest auto insurance companies in the US having been launched in 1931. It has it roots in the Sears Roebuck company when Allstate was a brand of tire, eventually the brand was extended to mail order auto insurance. Now, Allstate is the nation’s largest publicly held insurance company. It has almost 11,000 agents if you are seeking individual, personalized service. It has an extensive product offering, not only in motorcycle and auto, but also in other types of insurance as well.

Key Benefits

  • Large, respected, and financially stable company
  • Wide range of insurance products to cover your insurance, e.g., motorcycle, auto, homeowners, etc.
  • Large network of insurance agents that offer personalized service
  • Agent access can be particularly helpful for service issues, e.g., filing a claim

Ratings Summary

Ratings Highlights

Overall Rating
Allstate is a great choice for consumers looking for a higher level of service or those looking to bundle motorcycle insurance with auto and home. Allstate has an extensive product offering and can provide one stop shopping for all of a consumer's insurance needs.
Pricing
In our pricing research, Allstate's pricing typically is not the cheapest. However, if you are looking for a higher or more personalized level of service Allstate's could be a good value for you.
Handling Claims
Allstate gets fair marks on service although some respondents did note that having an agent could sometimes provide additional help.
Young Riders
Our insurance agent respondents do not rank Allstate highly for young riders. Our pricing research shows Allstate to be rather expensive for young motorcycle riders.
Bundling Auto with Other Insurance Types
Allstate ranks at the top when it comes to bundling insurance products, like motorcycle, auto and homeowners insurance. Allstate's extensive product offering in multiple insurance lines, makes it a great choice for one stop shopping for all your insurance needs.
Riders with Tickets/Accidents
For riders with accidents or incidents, Allstate is a carrier to get a quote from. Our pricing research somewhat surprisingly found that Allstate offered more competitive rates for those riders who don't have the best driving record.

Company Background

Allstate has offered insurance since 1931. It has expanded greatly over the years through growth and acquisition, notably Esurance in 2011. Allstate is headquartered just north of Chicago, Illinois and is the fourth largest insurance company in the United States with 9.3% market share.

The Motorcycle Insurance Guide's Reviews Methodology

The Motorcycle Insurance Guide uses a proprietary algorithm to evaluate the motorcycle insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of the rider, bundling, and rider type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the rider. The data comes from research The Motorcycle Insurance Guide conducts as an invite-only annual survey and from interviews with motorcycle insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Motorcycle Insurance Guide's 2021 reviews by third parties without the express written consent of The Motorcycle Insurance Guide is strictly prohibited.