The Motorcycle Insurance Guide

Overall Personalized Rating: 4.6/5 (Excellent)

Overall Personalized Rating: 4.6/5 (Excellent)


A newcomer to the motorcycle insurance scene, VOOM is an InsureTech company aiming to modernize the insurance game for riders across the country. As one of the only carriers offering pay-per-mile plans, they make saving on motorcycle insurance easy.

Key Benefits

  • Lower monthly rates with pay-per-mile
  • Pre-set coverage options for added convenience
  • No driver tracking necessary

Ratings Summary

Ratings Highlights

Overall Rating
VOOM is a pay-per-mile motorcycle insurance option that makes it simple to save. Low-mileage riders can take advantage of lower rates based on how much they ride -- if you're a weekend or seasonal rider, this is something to consider.
When it comes to cost, VOOM stands out -- so long as you are a low-mileage rider. With their pay-per-mile system, it's easy for casual or seasonal riders to save. However, if you use your motorcycle as your primary form of transportation, it's possible your monthly mileage will be too high to save significantly. Getting a quote from VOOM for comparison is the best way to find out.
Handling Claims
As far as claims go, VOOM makes it easy for their customers to file claims online.
Young Riders
As the bigger focus of their service is providing inexpensive insurance for low-mileage riders, young riders who only ride casually or seasonally should have no problem getting a good deal through them.
Bundling Auto with Other Insurance Types
VOOM does not currently offer bundling as an option.
Riders with Tickets/Accidents
With mileage as the main focus of VOOM's service, your driving record shouldn't have too much of an effect on your rates, though it will be taken into consideration. Your typical mileage will make the greatest difference on your rates, however.

Company Background

VOOM is an insurance company offering motorcyclists an affordable and convenient pay-per-mile option. Whether you're a casual rider, a seasonal rider, or you simply have multiple bikes to insure, they offer the low rates you're looking for without the hassle of driver behavior tracking -- just send a photo of your odometer each month and start saving.

The Motorcycle Insurance Guide's Reviews Methodology

The Motorcycle Insurance Guide uses a proprietary algorithm to evaluate the motorcycle insurance options presented. Factors reviewed and rated include pricing, handling of claims, age of the rider, bundling, and rider type. These factors are evaluated and scored to provide an overall score for the carrier as well as being individually assessed to provide a detailed review of the fit of the carrier to the rider. The data comes from research The Motorcycle Insurance Guide conducts as an invite-only annual survey and from interviews with motorcycle insurance agents. Insights from experts, those whose job it is to understand and recommend the best insurance companies for their clients, is invaluable. Use of The Motorcycle Insurance Guide's 2024 reviews by third parties without the express written consent of The Motorcycle Insurance Guide is strictly prohibited.